余额宝里的钱是可以用的。转入余额宝的资竖顷金不仅可以获得收益，还能随时消费支付，非常灵活便捷。余额宝消费代扣步骤：1.电脑端登录支付宝账户（ www.alipay.com），单击余额宝戚氏下方右边的管理；/iknow-pic.cdn.bcebos.com/86d6277f9e2f07084ab6b646e424b899a801f2c1"target="_blank">/iknow-pic.cdn.bcebos.com/86d6277f9e2f07084ab6b646e424b899a801f2c1?x-bce-process=image%2Fresize%2Cm_lfit%2Cw_600%2Ch_800%2Climit_1%2Fquality%2Cq_85%2Fformat%2Cf_auto"wqktp="https://iknow-pic.cdn.bcebos.com/86d6277f9e2f07084ab6b646e424b899a801f2c1"/>2.进入余额宝管理页面后，单击右下角的三角箭头，找到消费代扣服务；/iknow-pic.cdn.bcebos.com/2e2eb9389b504fc21af62c43e8dde71191ef6dcf"target="_blank">/iknow-pic.cdn.bcebos.com/2e2eb9389b504fc21af62c43e8dde71191ef6dcf?x-bce-process=image%2Fresize%2Cm_lfit%2Cw_600%2Ch_800%2Climit_1%2Fquality%2Cq_85%2Fformat%2Cf_auto"wqktp="https://iknow-pic.cdn.bcebos.com/2e2eb9389b504fc21af62c43e8dde71191ef6dcf"/>3.找到消费代扣服务后，单击边上的开通，进入开通页面；/iknow-pic.cdn.bcebos.com/962bd40735fae6cd5614372702b30f2443a70fd7"target="_blank">/iknow-pic.cdn.bcebos.com/962bd40735fae6cd5614372702b30f2443a70fd7?x-bce-process=image%2Fresize%2Cm_lfit%2Cw_600%2Ch_800%2Climit_1%2Fquality%2Cq_85%2Fformat%2Cf_auto"wqktp="https://iknow-pic.cdn.bcebos.com/962bd40735fae6cd5614372702b30f2443a70fd7"/>4.进入开通页面后，先输入支付宝支付密码，然后点击下方的同意协议并开通即可。/iknow-pic.cdn.bcebos.com/902397dda144ad34ef8b18c1dda20cf431ad8544"target="_blank">/iknow-pic.cdn.bcebos.com/902397dda144ad34ef8b18c1dda20cf431ad8544?x-bce-process=image%2Fresize%2Cm_lfit%2Cw_600%2Ch_800%2Climit_1%2Fquality%2Cq_85%2Fformat%2Cf_auto"wqktp="https://iknow-pic.cdn.bcebos.com/902397dda144ad34ef8b18c1dda20cf431ad8544"/>参考资料来源：/cshall.alipay.com/lab/help_detail.htm?help_id=257914"target="_blank">支付宝-服务大厅-余额宝介绍
