用途如下：
1.在使用支付宝收银台付款时，可使用集分宝抵扣相应比例的现金，个人的集分宝至少达到50两以迟宴上(含50两)方可在支付的时候使用，提交订单时可自动抵扣。
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2.还可以兑换购物券，40两集分宝即可兑换价值2元购物券，在支持购物券兑换的商家处购买商品时可直接抵现，支持全场通用。
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3.在支付宝花集分宝频道，用1个集分宝+运费购物（每天10点上新品），商品超值、质量好并且肆旦或优惠。
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4.支持在淘宝网、淘宝商城等网站购物抵现，100个集分宝=1元。
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5.支持缴水电煤、还信用卡。
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“集分宝”是支付宝旗下的独资子公司所推出的积分消费服务，具有现金价值。2010年12月支付宝首次推出集分宝服务，致力于实现不同积分的兑换，实现了购物抵现、缴费等功能。
